Hey Reader,

Have you ever had that moment where you’re hustling hard, income is flowing, business is booming…yet deep down you still don’t feel financially free?

I’ve been there.

On paper, everything looked good. Revenue coming in. Opportunities popping up. But internally? There was still this quiet stress. Like, “Am I actually safe… or am I just one bad month away from panic?”

​That’s exactly why I recorded this episode of The Happy Hustle Podcast.​

Because once I finally learned the Financial FREEDOM Formula no one ever teaches you, everything changed.

This episode isn’t about hype, Lambos, or flexing revenue screenshots. It’s about clarity. Peace. And understanding what true abundance actually looks like and how to calculate it without stress, confusion, or overwhelm.

The framework I share comes from the same numbers used by some of the world’s smartest investors and most intentional wealth creators including what I learned from my buddy Joey Klein, who studies under Justin Donald, founder of The Lifestyle Investor. These numbers aren’t theory. They’re proven. Simple. And powerful.

Once I wrapped my head around them, my relationship with money shifted instantly. I stopped guessing. I stopped hoping. And I finally felt financially safe not just “doing well.”

Here’s the big truth most entrepreneurs miss:

Most people have no idea what their life actually costs.

Research shows 74% of Americans don’t have a long-term financial plan, and over half don’t even know what they spend each month. No wonder so many entrepreneurs feel stressed, stuck, or burned out. When you don’t know your numbers, anxiety fills the gap.

In this episode, I break down the three money numbers that matter most:

1️⃣ Your Core Necessities Number​
This is your safety baseline — the bare minimum needed to live without stress. When passive income covers this, you’re financially safe.

2️⃣ Your Lifestyle Burn Number​
This is what your life actually costs when you’re being honest. When passive income covers this, you’re financially free.

3️⃣ Your Aspirational Number​
This fuels your vision — travel, giving, adventures, upgrades. This is how you design a life you’re excited about, not just one you can afford.

Here’s the mic-drop moment:
Financial freedom is a math problem not a mystery.

When your passive income exceeds your Lifestyle Burn Number, you’re free.

I hope this episode pulls you out of financial fog and into financial clarity so you can stop stressing and start building real wealth with intention.

If you’re ready to calculate your numbers, shift how you see money, and design a life that supports your purpose, your peace, and your Happy Hustle…Listen to the episode now. ​

Let’s build freedom the intentional way.

Keep Happy Hustlin’,

With love & light,

Cary "The Happy Hustler" Jack